So this is what was supposed to happen:
Our closing was supposed to happen at 1pm yesterday, after which we were going to take our friend by to see his new digs (the guest house) and pick out some paint colors. We had so many people planning to help us move in tomorrow morning we were overwhelmed with the love of our community! Since Jason has a rare day off work Monday for the 4th, we were going to get some painting done then and through the beginning of the week, then unpack that week as well and begin getting settled in before our trip to South Padre Island the second-to-last weekend in July. Our 13 month lease on our apartment ends on July 11th. Jason had reserved a small moving truck.
This was the news as of yesterday:
Closing was called off because the loan servicing company had not returned any correspondence, and we needed a payoff on the loan to proceed. With the help of friends, we had packed almost every little thing in the apartment, and were ready to go at any time. Jason was able to cancel our reservation on the moving truck with no penalties.
And this is the big surprise:
Today, after Jason was able to find a direct line to the CEO of the horrible loan servicing company and forwarded that to the title company, we all learned that the sellers had not made a loan payment since February of this year. Neither they nor their realtor had revealed this to us. As a result, the payoff is far greater than anticipated. Our realtor asked if we wanted to walk away. Since we still feel that this is the house God has for us, and since the baby is due in just 6.5 weeks, we opted to allow her to begin negotiations on our behalf. She has had one closing turn out like this already this year, and was able (after some time) to successfully work out a deal between the buyers and the loan servicing company directly. She is willing and ready to fight for us now with this awful company (which the Better Business Bureau has rated an F, by the way). We have no guarantees. Jason spoke with our apartment office today, and though they'd already rented our apartment out to another tenant after our last day, they have decided to show us favor and allow us to stay as long as we need. We'll find out Tuesday what that may cost.
What has NOT changed:
Our God, the maker of the universe and our tower of strength, is good and all-powerful and has our best interests in mind. He was not surprised by any of this news. He is orchestrating everything for our good, though we see only a small fraction of the big picture. We are trying to be patient and keep our eyes on Him (rather than the circumstances) and remain thankful for all we have - a place to stay in the meantime, our family together, and a community that rallies around us in love and encouragement. Stay tuned.
Know what I have noticed with this situation? Your silence. What I mean by that is that you have not talked much about the circumstances. I know you have been doing things like packing and such, but I have also noticed a distinct difference in how much you have posted about the negative circumstances. You have been honest about what has been going on, but with each update, you have shown trust in God.
ReplyDeleteIn other words, if you're freaking out, I sure haven't seen it. What I am hoping and praying is that this choosing to focus on the truth of God's character and love for you has brought you comfort and peace, and helped you truly feel those truths.
I'm proud of you. I'm also celebrating with you the GOOD in this so far:
1. Wonderful Mary (isn't that her name?) that has been a fantastic realtor.
2. Favor with the apartment complex.
3. Your awesome.com community and the fact that you are packed and ready to go whenever.
4. The fact that God has provided so much change in your financial situation in the last year. When you seriously step back and think about it, can you believe it?? :) You are debt free except for your houses. That's right: HOUSES. I know, I know. The second one isn't yours yet. But still.
God truly is good, and His spirit in you is changing you.
Love you.
You are awesome, my friend! Thanks for encouraging me!! And yes, it has affected me. I ended up getting sick and puking today, and it might have been because of the news. But regardless of my body's reactions and my mind's worries, Jesus can still walk on water and I can still join Him if I keep my eyes off my circumstances. We haven't felt once like this wasn't the right house. So we'll keep trusting and moving forward until it's clear it's not right. :) Keep the encouragement coming! It's not easy with a packed-up apartment and bored kid! ;)
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